| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| NBT Financial BankFort Worth | TX | $618.7M | $540.1M | +14.8% | -0.8% | 1.29% | 63.0% | 4.42% | 10.56% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, NBT Financial Bank.