| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Flanagan State BankFlanagan | IL | $300.3M | $277.0M | +1.2% | -2.8% | 0.35% | 92.5% | 3.43% | 9.52% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Flanagan State Bank.