| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Home State Bank, National AssociationCrystal Lake | IL | $776.0M | $686.6M | +1.1% | +4.7% | 1.52% | 68.0% | 4.10% | 12.04% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Home State Bank, National Association.