| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Bank of HolyroodHolyrood | KS | $69.8M | $58.9M | +7.2% | -3.5% | 1.29% | 54.2% | 3.71% | 16.85% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Bank of Holyrood.