| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| HNB First BankHeadland | AL | $282.4M | $253.7M | +9.9% | +19.7% | 1.15% | 65.9% | 4.39% | 9.53% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, HNB First Bank.