| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Highland BankSaint Paul | MN | $775.9M | $684.4M | +4.4% | +0.3% | 0.04% | 74.3% | 3.94% | 8.57% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Highland Bank.