| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Ephrata National BankEphrata | PA | $2.39B | $2.02B | +6.7% | +14.2% | 1.01% | 70.9% | 3.76% | 9.73% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Ephrata National Bank.