| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Herring BankAmarillo | TX | $540.5M | $477.0M | +6.5% | +6.6% | 0.15% | 94.6% | 5.70% | 12.11% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Herring Bank.