| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens State BankMonticello | IA | $594.4M | $537.8M | +4.3% | +7.6% | 1.17% | 60.6% | 2.93% | 11.63% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens State Bank.