| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Heritage Bank & TrustColumbia | TN | $417.8M | $377.3M | +6.0% | +17.1% | 1.28% | 65.0% | 4.16% | 8.59% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Heritage Bank & Trust.