| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Exchange BankWhite Hall | WV | $391.1M | $356.5M | +3.9% | -0.6% | 0.93% | 70.1% | 3.79% | 9.02% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Exchange Bank.