| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| HCN BankRiverside | CA | $998.4M | $846.3M | +0.4% | +9.0% | 2.22% | 44.9% | 4.09% | 11.71% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, HCN Bank.