| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Haverhill BankHaverhill | MA | $636.8M | $507.6M | -1.0% | +0.6% | 1.53% | 84.7% | 2.69% | 11.38% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Haverhill Bank.