| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Harvard State BankHarvard | IL | $331.5M | $294.0M | +4.9% | +3.8% | 1.13% | 64.3% | 3.25% | 9.19% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Harvard State Bank.