| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Community BankHarbor Springs | MI | $413.6M | $358.3M | +2.8% | +4.2% | 1.91% | 64.6% | 5.51% | 9.91% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Community Bank.