| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Harbor Bank of MarylandBaltimore | MD | $383.2M | $323.8M | -3.5% | +1.9% | 0.37% | 90.0% | 4.69% | 12.42% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Harbor Bank of Maryland.