| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Bank of HaysHays | KS | $379.2M | $338.0M | +5.9% | -7.0% | 1.53% | 48.7% | 3.55% | 9.96% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Bank of Hays.