| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State Bank of MichiganDecatur | MI | $87.8M | $71.6M | +55.0% | +115.5% | -1.32% | 128.5% | 3.77% | 12.90% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank of Michigan.