| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| American Exchange Bank, Lindsay, OklahomaLindsay | OK | $97.4M | $85.7M | +2.5% | -8.2% | 2.12% | 46.2% | 3.96% | 11.81% |
| The First National Bank of FletcherFletcher | OK | $23.4M | $21.2M | -4.5% | -2.1% | 0.86% | 79.0% | 4.01% | 9.82% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, American Exchange Bank, Lindsay, Oklahoma.