| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Austin Capital Bank SSBAustin | TX | $395.4M | $308.4M | -28.4% | -22.6% | 0.95% | 86.0% | 6.79% | 10.61% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Austin Capital Bank SSB.