| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Genesee Regional BankRochester | NY | $1.31B | $1.08B | +9.8% | +0.3% | 1.54% | 52.7% | 3.19% | 10.68% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Genesee Regional Bank.