| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Guaranty Bank and Trust CompanyNew Roads | LA | $318.5M | $274.8M | +5.1% | -2.3% | 1.28% | 64.0% | 4.89% | 14.01% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Guaranty Bank and Trust Company.