| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Local BankHulbert | OK | $463.1M | $382.6M | +15.6% | +17.8% | 0.34% | 88.4% | 3.92% | 10.49% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Local Bank.