| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Goldwater Bank, N.A.Phoenix | AZ | $551.9M | $408.3M | +23.4% | +11.1% | 0.63% | 78.3% | 3.44% | 10.88% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Goldwater Bank, N.A..