| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First National Bank and TrustPhillipsburg | KS | $322.2M | $259.5M | +3.5% | +9.0% | 1.37% | 65.4% | 4.88% | 14.77% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First National Bank and Trust.