| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| VersaBank USA National AssociationHoldingford | MN | $911.9M | $675.8M | +564.7% | +388.9% | 1.23% | 42.0% | 2.96% | 20.58% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, VersaBank USA National Association.