| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers Trust & Savings BankWilliamsburg | IA | $191.6M | $138.1M | -6.5% | +8.6% | 2.78% | 39.8% | 4.52% | 23.37% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers Trust & Savings Bank.