| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Southern BankWaycross | GA | $347.2M | $312.9M | +4.2% | +4.5% | 0.94% | 72.9% | 4.50% | 10.46% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Southern Bank.