| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers State BankWaterloo | IA | $1.60B | $1.26B | -2.4% | +0.4% | 1.41% | 51.2% | 3.04% | 11.11% |
| Iowa Falls State BankIowa Falls | IA | $201.5M | $162.8M | +6.8% | +5.8% | 1.19% | 52.1% | 4.14% | 8.04% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers State Bank.