| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State BankValliant | OK | $100.3M | $88.9M | -2.5% | -1.3% | 1.71% | 71.3% | 5.92% | 10.75% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank.