| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Frontier Bank of TexasElgin | TX | $1.08B | $903.9M | +11.1% | +11.8% | 1.89% | 48.2% | 4.58% | 10.10% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Frontier Bank of Texas.