| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Fredonia Valley BankFredonia | KY | $119.8M | $105.5M | +13.9% | +1.1% | 0.93% | 70.3% | 3.92% | 11.51% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Fredonia Valley Bank.