| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Franklin Bank & Trust CompanyFranklin | KY | $803.6M | $650.7M | +3.0% | +8.0% | 1.57% | 51.5% | 4.03% | 13.36% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Franklin Bank & Trust Company.