| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Exchange BankSanta Rosa | CA | $3.19B | $2.75B | -4.2% | +7.7% | 0.91% | 67.3% | 3.24% | 12.97% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Exchange Bank.