| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens Bank of GeorgiaCumming | GA | $598.5M | $531.3M | -0.3% | +10.8% | 1.86% | 38.7% | 4.07% | 11.86% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens Bank of Georgia.