| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Alliance BankClara City | MN | $1.44B | $1.22B | -5.7% | +4.0% | 0.20% | 65.5% | 3.65% | 9.80% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Alliance Bank.