| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| FNBC BankAsh Flat | AR | $843.3M | $704.1M | -1.2% | +8.7% | 1.60% | 60.9% | 4.42% | 9.90% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, FNBC Bank.