| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers and Merchants BankBaldwyn | MS | $565.8M | $481.2M | +6.5% | +8.1% | 1.78% | 58.2% | 4.84% | 14.40% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers and Merchants Bank.