| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The FNB Community BankVandalia | IL | $498.9M | $423.1M | -3.4% | +15.5% | 1.29% | 58.9% | 3.70% | 12.46% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The FNB Community Bank.