| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First United Bank & TrustOakland | MD | $2.05B | $1.74B | +7.4% | +4.6% | 1.25% | 61.0% | 3.96% | 11.25% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First United Bank & Trust.