| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank & Trust CompanyMonticello | AR | $355.8M | $320.8M | +9.3% | +9.3% | 1.57% | 57.5% | 4.19% | 10.06% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Union Bank & Trust Company.