| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The First National Bank and TrustAtmore | AL | $238.6M | $218.9M | +4.5% | +6.4% | 0.50% | 75.5% | 3.66% | 11.53% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The First National Bank and Trust.