| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State Bank of the South, Inc.Sulligent | AL | $130.7M | $109.2M | +0.5% | -2.2% | 1.05% | 65.9% | 3.98% | 16.35% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank of the South, Inc..