| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State Bank of St. Charles, MissouriSt. Charles | MO | $535.2M | $400.8M | -1.6% | -2.6% | 1.67% | 75.9% | 4.14% | 15.89% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank of St. Charles, Missouri.