| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State BankWatonga | OK | $89.8M | $79.2M | +6.0% | +12.7% | 2.09% | 56.5% | 4.80% | 13.16% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank.