| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State Bank and TrustMonticello | IL | $509.6M | $464.3M | -1.4% | +7.9% | 1.65% | 64.1% | 3.89% | 9.23% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank and Trust.