| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Sentinel BankRichlands | VA | $398.0M | $348.5M | +0.5% | +0.8% | 0.85% | 69.7% | 4.14% | 10.18% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Sentinel Bank.