| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Pioneer National BankWray | CO | $243.4M | $205.5M | +2.6% | +3.6% | 1.08% | 58.4% | 3.19% | 12.95% |
| The Farmers State Bank of BrushBrush | CO | $116.6M | $93.1M | +4.8% | +4.4% | 0.78% | 76.7% | 3.85% | 20.05% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Pioneer National Bank.