| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First National Bank in FredoniaFredonia | KS | $104.4M | $92.5M | +6.3% | +2.0% | 1.41% | 59.2% | 3.24% | 17.43% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First National Bank in Fredonia.