| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The First National Bank at St. JamesSaint James | MN | $37.9M | $34.6M | -0.2% | -4.9% | 0.79% | 83.7% | 5.13% | 8.55% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The First National Bank at St. James.